Broker Check

Products & Services

We can help manage your assets.

We offer a variety of investment options to help you move in the direction of your goals.  We offer advisory services, mutual funds, annuities, alternative investments and more.  We will work with you to help determine what investments would make sense for your individual situation.

We review your accounts.

Account reviews are the most common of the services we provide. We review your accounts to make sure that your investments are still working for you. But, we don't like to stop there.  It is important to discuss your current goals and life situation to make sure the investments are still appropriate and to see if you need help in other areas as well.

We can review your insurance needs.

Do you need life insurance?  Maybe yes; maybe no.  As your life circumstances change, so does your need for life insurance.  As you get older, you definitely need to consider long-term care insurance.  We can review your current coverage and provide quotes for both life and long-term care insurance if it is appropriate for your situation.

We can help you plan for your children's (or grandchildren's) higher education.

The three most common ways of saving for a child's education are the 529 plans, UGMAs, and UTMAs.  However, there may be other ways that fit your situation better--a Roth IRA, for instance.  We can review your circumstances and work with you in setting up any of these types of accounts.

We can help you with your tax strategies.

Which type of plan would work best for you--a traditional IRA or a Roth IRA?  Would it be to your tax advantage to invest in municipal bonds?  Are you using your company benefits to your best advantage?  We are trained to help you decide which options are suitable for your needs. We do suggest that you discuss your specific tax issues with a qualified tax advisor.

We can help you understand Social Security.

We hope that you will talk to us before you apply for your Social Security benefits so that we can help you decide the appropriate strategy for you. There are a number of options that can increase your benefits over time.

We can help project your retirement income.

Do you toss and turn some nights wondering if you will ever be able to retire confidently?  Talk to us. We can take a look at your current investments, prepare some projections, and offer suggestions.

We can prepare a comprehensive financial plan.

Financial planning is an on-going process because your life and your circumstances can change from day-to-day. Is it time to review everything:  current financial situation, investments, education funding, insurance retirement, etc.?  We offer several options to cover the services—from hourly rates to a flat fee for a full plan.

We can help if you are making a major financial decision.

Is it better to lease or purchase a car? Should you use money from your investments or get a home improvement loan to remodel your house?  We can help you understand your options when you face major decisions.

We can review your beneficiaries and explain your options.

As your life changes, you may need to change the beneficiaries that are named on your retirement plans, your insurance policies, etc.  We can help you review your named beneficiaries and explain the ramifications if you have a complicated situation.

These are just some of the areas where we can help. If you would like more information on any of these services or activities, please reach out to us.  

Disclosures: All investing involves risk including loss of principal. No strategy assures success or protects against loss.